How it works

Your friends shop. You earn.

Arrafund lets you earn commission when your friends shop. Request that friends credit you for their purchases, have them accept and connect an account, and track earnings from eligible purchases.

Get started

Three steps to earning with friends

  1. 1

    Request credit for your friend's purchases

    Log in, choose Earn from friends, and select All purchases. Send the generated request link to a friend who is new to Arrafund, or enter an existing member’s username to notify them in the app. All-purchases promises begin with a 30-day period and continue until your friend cancels.

  2. 2

    Your friend accepts and connects an account

    Your friend opens the link or notification and accepts your request. If they are new to Arrafund, they create an account. They then connect the bank or card account they use for shopping through Plaid.

  3. 3

    Earn when connected friends shop

    Eligible purchases made while the promise is active can earn commission after they are matched and reviewed. Track pending and available earnings in your wallet, then request a withdrawal when eligible.

Video tutorials

Walkthrough videos are coming soon.

  • How to send a request link to earn from a friend's purchases
  • How to accept a request and connect a bank account to credit a friend

Frequently asked questions

Getting started

What is Arrafund?

Arrafund is a social-revenue platform that lets friends credit one another for eligible purchases and track the resulting commission.

How does Arrafund work?

Request that a friend credit you for their purchases. After they accept and connect an account, eligible purchases can be matched to the promise and reviewed for commission.

How do I get started?

Create an account, choose Earn from friends, and send a request link to a friend. If they already have an account, enter their username to notify them directly. Once they accept and connect an account, eligible purchases can earn commission.

Is Arrafund free to join?

Yes. Creating an Arrafund account is free.

Why does my friend need to connect a bank or card account?

A connected account helps Arrafund identify eligible purchases and calculate commission from an accepted promise. To credit a friend for your own purchases, connect the account you use to shop.

How do I connect my bank account?

When prompted, select Connect bank account and complete the Plaid connection for the account you use to shop. You can manage or disconnect your connection from your profile.

Is it safe to connect our financial accounts?

Plaid handles the connection to your financial institution. Arrafund uses connected transaction data to identify eligible purchases. See our Privacy Policy and Plaid data guide for details about access, retention, and deletion.

Earning money

How do I earn money on Arrafund?

Send a request to a friend and have them accept a promise to credit you for their purchases. After they connect an account, eligible purchases during the active promise can generate commission after review.

How much can I earn?

Earnings depend on eligible purchases, available commission, and review. The amount shown when you request a promise is an estimate, not a guarantee.

Friends and shopping

Why should I credit my friends?

Accepting a request lets eligible purchases credit a friend without changing the price you pay for those purchases.

How do I send a request to a friend who does not have an Arrafund account?

Choose Earn from friends, select All purchases, and enter their name. Copy the generated request link and send it to them. They can create an account, accept your request, and connect an account.

How do I send a request to a friend who already has an Arrafund account?

Choose Earn from friends, select All purchases, and enter their username. The request arrives in their Arrafund notifications, where they can accept it.

Earnings and withdrawals

When will earnings appear in my balance?

Commission from an eligible purchase appears as pending when Arrafund matches the purchase. It becomes available after review and approval. Timing depends on when transaction data arrives and the review is completed.

How do I withdraw my money?

Open your wallet, add a withdrawal account, and request a withdrawal from your available balance once withdrawals are approved for your account and you meet the wallet minimum shown there.

How long do withdrawals take?

Processing time varies with Arrafund review and the payment provider. Check your wallet for the status of your request.

Privacy and security

Will my friends see what I buy?

Private merchant and transaction details are not shown to the friend receiving commission by default. Separate public sharing depends on the features and settings you choose.

Will I see what my friends buy if they credit me for their purchases?

No. Receiving commission does not give you access to a friend’s private merchant or transaction details. Separate public sharing depends on the features and settings they choose.

Learn more about financial data in our Privacy Policy and Plaid data and deletion guide.